Credit Card Program description
Credit Card Program is a spreadsheet that allows you to manage all your credit card accounts
Credit Card Program is a spreadsheet that allows you to manage all your credit card accounts using the same methods as the financial institutions.
The program will allow the user keep track of the debits, credits, financial charges, minimum payments, and the average daily balance of an account. The user can also duplicate (copy) the main sheet called CARD 1 to other sheets in the same workbook to manage additional
accounts.
Here are some key features of "Credit Card Program":
· Billing Cycle Closing Date
· Days in Payment's Billing Cycle
· Finance Charge for last month
· Calculated Minimum Payment Due
· Billing Cycle Payoff Amount
· Last month's Average Daily Balance
· This month's Average Daily Balance
· Days in this month's Billing Cycle
· Total Charges for the month
· Total Payments for the month
· Annual Interest Rate
· Monthly Interest Rate
· Minimum Payment Amortization Years
· Extend Billing Cycle to Monday if ends on a Weekend
· Total Charges over the 12 months plus Initial Values
· Total Payments over the 12 months
· Total Interest Paid over the 12 months
Limitations:
· Excel