CommonCents is simply the best, the smartest and the most reliable budgeting and personal finance software available.

Even if you are new to envelope budgeting and to managing your finances with an envelope system, you will find CommonCents easy to learn and simple to use.

It's packed with powerful features, including automated transactions, checkbook-style registers, password protection, detailed financial reports, and so much more!

Here are some key features of "CommonCents":

· Uses the "envelope" method of budgeting - In CommonCents each category of your budget is represented by an envelope. Every paycheck will get distributed into these various envelopes. When you spend money on groceries, the money comes out of the groceries envelope. When you pay your rent, the money comes out of the rent envelope. This is a time-tested method of managing your money. It's an easy way to know at a glance exactly how much money you have on hand and what it is allotted for.
· Familiar checkbook-style registers - CommonCents will be very familiar to anyone who has used a checkbook register. All of your income and expenses are recorded using a register system. Working in the registers is easy. In essence, it's just like working in your checkbook register, except that CommonCents enables you to distribute your transactions to your budget envelopes, and it does all of the math for you.
· Manage all of your financial accounts - CommonCents handles all of your financial accounts, including checking, savings, cash, and credit card accounts, as well as other asset or liability accounts. This allows you to view at a glance your total financial assets and total financial liabilities.
· Automate transactions and allocations - Use the Schedule Manager to automatically perform reoccurring transactions. Do you receive a paycheck every week? Let CommonCents automatically record and distribute your income into your budget envelopes. Do you pay the rent every month? Let CommonCents automatically record the transaction as it takes the money out of your rent envelope. Simple.
· Password protect your information - CommonCents gives you the option of protecting your financial information with a personal password. Launching your CommonCents file can require that your password be entered before any information can be viewed. This can come in handy if you're not the only person using your computer.
· Detailed financial reports - CommonCents enables you to produce very detailed financial reports. It comes with a set of seven default reports that you can customize to provide you with the precise financial information you need.


Limitations:

· Fully featured 60 day trial.