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User Rating: Rated by: |
Fair (2.9/5) 32 user(s) |
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Personal Finances Pro description
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Personal finance tool to track income, expenses and plan budgets
Personal Finances is an easy, elegant, yet technically advanced home financial manager for Windows users. Putting budget tracking on auto-pilot, the program will help users to track income and expenses, plan budget and cut back on unnecessary expenses.
Personal Finances Pro helps you track expected income, spending and see how much money the user will have at any date in the future. Personal Finances is portable and can run from the USB drive. Designed with the beginner in mind, Personal Finances lets anyone take the first steps into budget planning without a shock from software complexity and learning curve.
For the most part this is due to a simple, well-designed interface. The main window puts all financial transactions, accounts, tools and options in front of the user, letting you review any budget item and modify it with a remarkable ease. To get started, the user is required to create accounts, which can be a etc, credit card, cash, pocket money, real bank account.
The next step is to enter transactions, both earnings and purchases. To make it simpler for the user to track budget in details, transactions can be defined with family members, tags, categories. Tags help to distinguish between similar transactions that fall into the same category. Personal Finances has a powerful reporting tool that can generate pie, bar chart reports and trands with totals and percentages that reflect the flow of money for any period of time. The user can generate reports by tags, family members, categories. By clicking on any item in the report, user can drill down deeper to transactions associated with the item. Reports can be saved to file in HTML, CHM, or TXT, or printed to paper. The program helps the user review the financial health of the home budget, see the spending categories that need to be trimmed in order to make a balanced budget one can live on without lapsing into debt. Here are some key features of "Personal Finances Pro":
Set up unlimited number of accounts:
· You can set up unlimited number of different accounts, including credit card, debit card, checking account, savings account and cash. For each account, you specify its name, currency, initial balance, and personalize the account with a nice-looking icon. What’s more, you can set a spending limit for each expense account by allocating the maximum amount of money you can afford to spend over a particular period of time.
Enter current or scheduled transactions:
· You can enter current purchases and earnings, as well as scheduled transactions for recurring expense and income. Simply enter the name, total amount, spending category and assign the date. This date appears on the personal finance calendar and in the list of transactions that are due.
Enter frequent transaction with a click:
· You can enter frequent transaction very quickly using the QExpense option. Just select from the list of frequent transactions, such as car, cat food, cell phone, internet and Personal Finances will open the wizard where all fields will be filled out with data, such as account, amount, and category. You simply click OK to enter this transaction into the account and that’s it! No need to type the same information by hand over and over again.
Define transactions with categories and tags:
· You can define transactions with categories, sub-categories, family members and tags. This will help you to see in great details where your money goes when you generate budget reports. By adding tags to transactions, you can differentiate between similar transactions that fall into the same category. Organizing transactions by family members will help you track the budget by person, see who overspends and adjust the budget.
Review financial situation with reports:
· Pie and bar chart reports with percentages and totals will show income and spending across all budget categories, spending by family members and tags over a selected period. It will help you understand where your money goes for any period of time and see whether you live within the money you make. With a click on any item in the report, you can drill down deeper to associated transactions. Reports can be printed, or exported to HTML, CHM, and TXT.
Calendar:
· Calendar is very useful tool to view transactions grouped by days and accounts totals on each day in past and future including scheduled transactions.
Protect financial data with a password:
· Personal Finances lets you protect your financial information by setting a password on the database. Once the database is password-protected, no one can view the details of your financial life.
Requirements:
· 22Mb of free disk space
Limitations:
· 200 transactions maximum or 30-day trial period
· Nag screen What's New in This Release: [ read full changelog ]
· New interface
· Synchronization added
· Redo/undo actions
· Multi-user support and access restrictions (hidden and read only entries)
· Lots of major and minor changes
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 | | Softpedia guarantees that Personal Finances Pro 5.0 is 100% CLEAN, which means it does not contain any form of malware, including spyware, viruses, trojans and backdoors. [read more >] |
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