RICalc - software calculator for Financial, Investment, Inflation, Statistics, graphic & advanced Maths calculus. RICalc is a useful and complex calculation utility that will come in handy. Financial calculator for Mortgage, Loan, Lease, Cash Investments, Funds & Retirement estimates.

Exact date or period calculation. Several types of interest calculations, from simple to compound, from flat to annuity. Flexible Initial / Ongoing / Exit costs with custom lender & government descriptions and formulae.

Multiple streams and manual transaction building. Mortgage Offset account. True comparison rate, CR, APR, AAPR. True yields APY, AAPY. Schedule summary. Statement with proper debits & credits plus Export option.

Chart comparison. Interest Rate Conversions. Professional lending features.
On line Help Introduction Tour.

Discounted Cash Flow analysis. IRR, MIRR, NPV, FV, EAC, payback plus other investment ratios. DCF analysis summary recommendation. Report and Chart. Historical CPI Inflation and forecast projections. Calculate Present, Future or forecast Rate.

Advanced maths graphic calculator for algebraic equation solving, derivative and integral calculus. Function plotting in rectangular, parametric or polar representation. Many predefined examples.

Expression Evaluator and Scientific calculator with tape. Close to 400 Math, Trigonometry, Statistic, Financial, Conversion, Logical, Text, Date, Information, Geometry and Miscellaneous predefine functions. Create and save your own function.

Multi-precision for calculations to a precision of millions of digits of accuracy.

Limitations:

· 15 days trial

What's New in This Release: [ read full changelog ]

Financial:
· Profile / Account - Overhaul of Profile and Account administration layers
· Profile - Borrowers / Guarantors forms and sub-forms
· Profile Financials - Loan approval assessment panel

· Borrower financial accounts, Income , Expenses, Assets, Liabilities

· DSR - Debt to Service Ratio
· NSR - Net to Service Ratio
· LVR - Loan to Value Ratio

· Associated Entities - forms and custom template enhancement
· Reports - Set of reports for all forms in admin layer
· Financial calculator - User formula and reverse calculation improvements

Investment:
· Real to Nominal cash flows - Conversion to/from enhancements
· Real and Nominal graph - Side by side graph of actuals + inflation

Functions:
· Functions and tax formulas for AUS PAYG income tax

Expression Evaluator:
· Code flow control - Conditional statements for code flow control, block and single line IF, SELECT, LOOKUPs, etc

Statistics:
· Functions - Miscellaneous functions

RIPad:
· RIPad memo - Embedded memo notes with max...