moneyGuru

There's at least one day of the month you're joyfully looking forward to, and that is the day your paycheck arrives. However, you might end up with an empty wallet in short time if you don't properly manage your funds. This is where applications like moneyGuru come in handy, putting a simple environment at your disposal to keep track of incomes and expenses.

Stored in a simple interface, functions you get to work with and areas you manage are spread across several tabs you can close and open again at any given moment. Each one fills the workspace with different details, organized in a table, with several info fields that can be toggled, such as description, payee, time related info, and more.

You can enable visual feedback for most of the areas under a couple forms. Be them pie charts or graphs, these put all available details in polished graphical representations so you get an idea of how money comes and goes.

It might take a little while to get the hang of the creation process. However, there's an example file you can load at the press of a button to help you out. Using the created samples, you can later simply edit given fields for an easier approach on fund management.

If you already happen to have data somewhere inside a file, chances are you can put it to good use if it's found under formats like OFX, QFX, QIF, CSV or TXT. Export benefits from the same number of formats, with options to save all data or your selection of fields.

A periodical income is best created in the scheduler tab. This brings up a new window that lets you specify recurrence rate, end date, description, payee, check, transfer, and any additional notes you want to add. You're then free to create accounts and transactions by simply filling in corresponding details, but pay attention to the increase and decrease column headers, because they are responsible for calculus.

All things considered, we can safely state that moneyGuru comes with good intentions and can help you manage your funds a little better. Even if polished on the visual side of things, it feels a little rough around the edges most of the times, with multiple tabs creating confusion and no options to set color differentiation between incomes and expenses. If nothing else is at hand, this application proves worthy in the end.