Mortgage Calc+

Nowadays, with so many people that try to deceive you when it comes to buying a house, a car, or private properties, it's hard not to fall for their tricks. However, if you are prepared in advance with all the necessary calculations and numbers, the chance of being cheated are low.

One of the many solutions to determine the correct amount of money might be Mortgage Calc +, available for for Windows 10, 8 and 8.1. It's suitable for mobile devices as well, thanks to its flip view.

The layout is modern and self-explanatory, with all the functions in plain sight, simple sliders to quickly adjust the values, and a drop-down menu that hides additional options. Sadly, there are no other settings, for example for changing the theme or switching the currency.

All you have to do is drag the sliders to set the home price and down payment ($), rate (%), loan term (years), property taxes (%) as well as homeowners and mortgage insurance ($/year).

The result is automatically calculated and displayed on the right side of the panel, showing the principal and interest, taxes, insurances, and total amount of money. There's also a bar that shows the distribution of the principal (green), taxes (yellow) and insurance (blue).

You can view more detailed information on the third tab, which displays a simple table with the values for each year. This can be saved as a CSV file for closer inspection and later editing with other applications.

To sum it up, Mortgage Calc+ is a useful and accessible application that comes in handy for those who want to calculate the monthly and yearly loans that need to be paid for houses, cars or other assets.