PLCash

Not caring for your monthly budget might leave you without a penny in your wallet by the end of the month. There are plenty of expenses to take care of, and there are various applications which can help in this regard. As such, PLCash comes as a cool personal finance manager so you carefully plan your budget.

Note that in order to be able to run the application you need to make sure that Java Runtime Environment is installed on your computer. This also means that the program can run on other operating system types than Windows. No setup is required, so you can carry it around on a thumb drive to always have access to your finances.

First of all, an account needs to be created. There’s the possibility to create more, each with its own balance and type you select from a drop-down menu. There are various fields to fill in, such as descriptions, check numbers, credit limits, security options, and more. Not all of them are mandatory, but a pop-up window shows up when some field info is missing.

All accounts are displayed in a table along with related column headers. The main window is neatly organized to support multiple activities at a time, each with its own tab. However, the overall design can get a little confusing at first, at least until you figure out how to access an account to add transactions.

These need to be assigned to categories, over which you have full control, and can freely edit. Sum is automatically done according to the type of transaction you define. The application is able to work with QIF specialized file formats as both means for import and export.

To sum it up, PLCash can feel a little complicated at first, but manages to live up to expectations overall. Different accounts can be tracked, each with its own transactions and related info. You can relate to QIF files for both import and export, while calculus of budget is automatically performed.